Are you a first-time home buyer or would just like to know about the home buying process? Our Buyer's Guide will provide you with all the information you need to know such as:
• What you can afford
• Checking your Credit
• Getting Pre-Approved
• Shopping for a Home
• Making an Offer
• Down Payment
• The Home Inspection
• The Final Walk-Through
We'd like to add our two cents and say that we strongly encourage you to get pre-qualified for a home before you start the home buying process and highly recommend that you determine what you can afford based on the would-be monthly payments.
Many times buyers will conclude what they can afford by the amount of loan for which they qualify. This can be deceiving. We urge our buying clients to take a more holistic approach and establish what they can afford by the monthly payment and how that fits into their overall budget.
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